AI scrub
automation
that closes
more revenue.

Retape's AI handles the entire scrub workflow end to end — account matching, funds calculation, and settlement creation — so your team doesn't have to.

Schedule a demo
75%headcount reduction
Within the first month of us using Retape, we hit our highest ever monthly settlements along with a 75% headcount reduction in our scrub team. Our industry really needed this long back, I'm so glad you guys have made it happen.
A
Andres Novoa
CFO, Signature Servicing
6xadded funds growth
We 6x'd our added funds within a month! Because of Retape's accuracy, we can present the best options to our clients confidently. The best part is, their timelines for our requests are in hours, not months. I'm pretty sure these guys don't sleep!
D
David Field
Director, Lighthouse Finance Solutions

From scrub file to settlement, in seconds.

Five steps. Fully automated.

01

Upload any scrub file

Any creditor, any format. Parsed automatically.

02

AI account matching

Our AI matching algorithm finds at least 10% more accounts than in-house workflows.

03

Funds calculation

Every possible breakdown tested against ledger. Zero missed opportunities.

04

Sync with your CRM

Settlements pushed directly into your CRM. No manual entry required.

05

Return file generation

Accepted settlements compiled in creditor-ready format.

Additional Funds

Capture revenue you're currently missing.

When a settlement is available but the client needs additional funds, Retape triggers personalized SMS and email outreach with clear options — lump-sum or incremental draft increases sized to their payment history.

  • Evaluates every possible funding breakdown
  • Client chooses on their terms via SMS or email
  • Payment history analyzed before any outreach
9:41
Apex Financial
Today 2:34 PM

Hi Sarah, great news!

Apex Financial Solutions has secured a settlement on your behalf!

AccountChase Visa
Balance$4,196.49
Settlement$1,888.42
Savings$2,308.07

Please add funds to your trust account to take advantage of this great offer:

OPTION 1
$306 additional lump sum draft
OPTION 2
Increase draft by $51/mo × 6 months
01
Scrub file reveals unenrolled debt
02
Client notified via SMS, email, or push
03
Client enrolls new debt
04
Settlement created automatically
Unenrolled Debts

Turn unenrolled debts into new settlements.

Scrub files often contain debts your clients haven't enrolled. Retape surfaces them, notifies clients via SMS or email, and creates settlements the moment they enroll.

The platform

Fully Secure & Compliant

SOC 2 Type II certified. Your data lives in a secure, isolated environment.

Creditor Templating

Adapts to any file structure. New creditors onboarded in hours, not weeks.

Return File Generation

Accepted settlements compiled in creditor-ready format, ready for return.

Real-Time CRM Sync

Two-way integration. Settlements, ledger changes, and communications reflected instantly.

Customizable Rules

Fee structures, calculation parameters, and outreach timing — configured to your operations.

Fast Turnaround

New creditor or changed format? Our team gets you running within hours.

Ready to automate your scrub workflow?

See how Retape can work with your CRM.

Schedule a demo